one

Step One

We get you started by signing a Form-16, a legal document that collects your details

two

Step Two

We inform the Credit Bureau and your credit providers that you have applied for debt review

three

Step Three

Your creditor providers will then provide us with a COB (Certificate Of Balance)

four

Step Four

We take a look at the Certificate of Balance and structure an affordable payment plan for you

five

Step Five

If you're over indebted, we propose our structured payment to your credit providers

six

Step Six

We wait for your credit providers to accept the proposal of your new, affordable payment plan

seven

Step Seven

Once the proposal is accepted you start paying for your new, low-interest rate payment plan

eight

Step Eight

Our in-house lawyer will go to court on your behalf and finalize the process by having a debt review court order granted

nine

Step Nine

Once the debt review process is completed and you have settled all of your debts, we will issue you with a certificate of clearance. You're now debt free and DEBT FIT