Debt Fit, Proudly South African Debt Solutions.
REDUCE CREDIT PAYMENTS WITH 60%
SEE IF YOU QUALIFY TO PAY LESS DEBT
BECOME DEBT FREE
We are able to make any case a success! We have a Team of Financial Warriors! Get Your Credit Back In Shape Today With Debt-Fit
- Pay lowest Interest rates on all your accounts
- Reduce your credit instalments up to 60%
- We do all the heavy lifting for you!
WHAT IS DEBT REVIEW
If you are over-indebted and falling behind with your debt repayments, debt review can protect your assets by arranging a structured, affordable repayment plan for your outstanding debt.
A debt solution company consolidates all your debt into one monthly payment and reduces your interest rates, based on your circumstances. This debt protection forms part of the National Credit Act. Credit providers cannot take legal action against you if you go under debt review. This means that aside from the protection of your assets, you will also end up paying less for your debt on a monthly basis. All fees will be included in your reduced monthly payment.
WHY WORK WITH US
No Upfront Fees
Tailored Plan
Enjoy Legal Protection
Free Credit Reports, Monthly
WHO ARE WE
- Debt-Fit is made up of a team of experienced individuals that has over decade experience in the financial market.
- We maintain a reputable relationship with all Credit Providers in South Africa that allows us to negotiate affordable payment plans for our consumers.
- Our legal team has been involved in providing Legal Protection against clients assets since 2008.
- We have a support team that holds your hand throughout this journey.
- We also provide free education throughout this process that will assist you to improve your budgeting, saving and Investing.
Frequently Asked Questions
Our Aim Is To Offer Stress Free Solutions To Make This Process As Seamless As Possible, All You Need To Do Get In Contact With Us. We Will Handle The Rest
We work to significantly reduce the interest rates on your accounts. On average, our clients experience interest rate reductions of up to 60%. This substantial reduction can make a substantial difference in the overall cost of your debts and help you pay them off more efficiently.
Negotiating with Creditors: We engage with your creditors to lower interest rates and negotiate more manageable payment terms.
Payment Distribution: We consolidate your payments into one, making it simpler for you to manage your finances. We distribute these funds to your creditors on your behalf, ensuring timely payments.
Regular Updates: We keep you informed about your progress and any changes in your debt repayment plan. You don’t have to worry about dealing with creditors or tracking your payments.
Financial Counseling: We provide guidance on budgeting and financial management to help you avoid future debt problems.
Our company stands out in terms of lowering interest rates and credit installments because of the following key factors:
Expertise and Relationships: We have extensive experience and strong relationships with creditors. This allows us to negotiate effectively for reduced interest rates and more favorable credit installments.
Personalized Approach: We tailor our strategies to each client’s unique financial situation, ensuring the best possible outcome. Your plan is customized to fit your needs.
Proven Track Record: Our success in reducing interest rates and credit installments is backed by a proven track record of helping numerous clients achieve significant savings.
Comprehensive Services: We offer a one-stop solution that encompasses the entire debt review process, from negotiation to payment distribution, ensuring a seamless and efficient journey to debt freedom.
Transparency: We maintain open and transparent communication with our clients throughout the process, so you’re always aware of the progress being made.
Reduce your instalments to what you can comfortably afford!
See If You Qualify To Pay Less Debt
Get Your 4-in-1 Credit Report!
Become Debt FREE!
We are able to make any case a success! We have a team of Financial Warriors! Get Your Credit Back In Shape Today With Debt Fit.
What is Debt Review
If you are over-indebted and falling behind with your debt repayments, debt review can protect your assets by arranging a structured, affordable repayment plan for your outstanding debt.
A debt solution company consolidates all your debt into one monthly payment and reduces your interest rates, based on your circumstances. This debt protection forms part of the National Credit Act. Credit providers cannot take legal action against you if you go under debt review. This means that aside from the protection of your assets, you will also end up paying less for your debt on a monthly basis. All fees will be included in your reduced monthly payment.
THE DEBT RELIEF PLAN
You are one step away from being debt-free!
Complete our debt assessment!
Complete our online debt assessment and provide us with the details of your financial situation.
We’ll assess and setup your relief plan.
Your Debt Counsellor determines whether your monthly expenses and debt exceed your monthly income.
You’ll be placed under Debt Review and protected from your creditors.
We’ll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.
You only pay what you can afford!
We’ll restructure your payment plan and negotiate with your Credit Providers.
The process is finalised, your repayment plan becomes a court order.
Our specialist attorneys will apply at the court to make your restructured payment plan a court order.
Enjoy a happier, stress-free you!
While undergoing Debt Counselling, you will be protected against legal action taken by your Credit Providers and only have to pay one monthly, affordable reduced payment, leaving you with enough money for your monthly expenses.
Our Clients Matter To US
We've changed the lives of many South Africans and we will continue until everyone is DEBT FIT!
Why Choose Debt Fit ?
- No Upfront Fees
- Tailored Plan
- Enjoy Legal Protection
- Free Credit Reports, Monthly
- Outstanding Success Rate
- Extremely Easy Process
Questions About DebtFit?
Browse through our most frequently asked questions to learn more about how DebtFit can help you.
Debt Review, a program established under the National Credit Act (NCA) in South Africa, provides relief for over-indebted individuals. If you're struggling to meet your monthly debt obligations, Debt Review can help you regain control of your finances. A Debt Solution company will consolidate your debts, negotiate reduced interest rates with your creditors, and create a single, manageable monthly payment plan. This process protects your assets from repossession while you work towards becoming debt-free.
The Debt Review process involves six key steps:
- Assessment: A debt counselor assesses your financial situation to determine if you qualify for Debt Review.
- Application: If you qualify, your debt counselor will help you formally apply for Debt Review.
- Notification: Your creditors and credit bureaus will be notified that you are under Debt Review, granting you legal protection from further legal action.
- Repayment Plan: Your debt counselor negotiates with your creditors to reduce interest rates and develops a new, affordable repayment plan tailored to your budget.
- Court Order: Your repayment plan is submitted to court for approval, making it legally binding.
- Debt Settlement: You make a single monthly payment to a Payment Distribution Agency, which distributes the funds to your creditors according to the court order. Once all debts are settled, you receive a clearance certificate, signaling the end of the Debt Review process.
Debt-Fit specializes in guiding individuals through the Debt Review process. Our team of financial experts negotiates with your creditors on your behalf to reduce interest rates and create an affordable repayment plan. We handle all the paperwork and communication, ensuring a smooth and stress-free experience. We also provide ongoing support and financial education to empower you to make informed financial decisions in the future.
Debt-Fit has a proven track record of significantly reducing interest rates for our clients. On average, our clients see reductions significantly lowering the overall cost of their debt and making repayment more manageable.
Debt-Fit offers several advantages over other debt relief options:
- Expertise and Strong Creditor Relationships: Our experienced team has established strong relationships with credit providers, enabling us to negotiate effectively on your behalf.
- Personalized Approach: We understand that every financial situation is unique. We tailor our strategies to meet your specific needs and goals.
- Proven Track Record: Our success stories demonstrate our commitment to helping clients achieve significant savings and attain financial freedom.
- Comprehensive Services: We manage the entire Debt Review process from start to finish, providing a seamless experience.
- Transparency: We believe in open communication and keep you informed every step of the way.
Debt Review was introduced in South Africa to address the growing issue of over-indebtedness and promote responsible lending. It aims to protect consumers from aggressive lending practices and provide a structured path towards financial stability. By facilitating communication between debtors and creditors, Debt Review helps individuals regain control of their finances, avoid legal actions like repossession, and ultimately become debt-free.
Debt Review was established to:
- Protect consumers: by providing a legal framework to manage debt and avoid exploitation by lenders.
- Promote financial stability: by making debt repayment more manageable, reducing defaults, and fostering economic growth.
- Provide access to financial counseling: by connecting individuals with professional debt counselors to receive personalized advice and support.
- Encourage responsible lending: by holding lenders accountable for their practices and promoting fairness in the credit market.
Successfully completing Debt Review offers several long-term benefits:
- Improved Credit Score: As you consistently make payments on time, your credit score gradually improves, making it easier to access credit in the future.
- Financial Freedom: With your debt consolidated and managed, you have more disposable income to allocate towards savings, investments, and personal goals.
- Peace of Mind: Debt Review alleviates the stress and anxiety associated with overwhelming debt, providing a fresh start on your financial journey.